Kalinga Sikhya Sathi Yojana:

The scheme kalinga sikhya sathi yojana(kssy) was launched in the year 2016 by the government of odisha and cm naveen pattnayak. This is scheme is only for the students of odisha for the below poverty category students which will give them a financial assistance for their further studies. The financial assistance that may upto 10 lakh will give a boost to their financial studies.

Further more The Education is for the higher studies like engineering, professional courses and other coureses are also under this. The loan which is being provided is with a very lower interest rate 1% per year which is very low to repay.

Kalinga Sikhya Sathi Yojana Benefits:

• The scheme will help the students to get a loan upto 10 lakhs to fulfill their financial needs as per the scheme.
• The loan which is being disbursed to the student which is in very low interest rate that is upto 1%.
• The loan may be vary from 7.5 lakh to 10 lakh depends upon the cibil score which is depends upon the guaranter.
• Under this scheme several banks are alotted , according to banks regulations they will allot the loan amount and the period of time to repay the amount.
• The period of time to repay the amount may vary from 10 year to 15 year that depends upon the bank.
• The annual family income must not be more than 6 lakh per annum.

Kalinga Sikhya Sathi Yojana Documents:

The below documents are needed for the application process by the bank and all are mandatory for the loan application process.

• Aadhar linked mobile number.
• Aadhar card.
• Pan card.
• income certificate of the guaranter or the guardian.
• Bank passbook xerox or Recent three months of the bank statement.
• Marksheet of last passed examination and provisional certificate.
• Ration card.
• Passport sized photograph.

Lists Of Banks Providing Klainga Sikhya Sathi Yojana:

• Bank of india
• Bank of maharastra
• indian overseas bank
• indian bank
• state bank of india
• punjab and sind bank
• punjab national bank
• Bank of baroda
• Allhabad bank
• Hdfc bank
• idfc bank
• icici bank
• Axis bank
• Indusind bank
• Karnataka bank
• Standard Chatred bank
• Bandhan Bank
• Uco bank
• Federal Bank
• Uco Bank
• Union bank

How to Apply Kalinga Sikhya Sathi Yojana:

Please follow the steps below to apply for the scheme :

• Go to the official website of the government of odisha and click on the home page .
• Here you can get all the details about the kalinga sikhya sathi yojana 2024.
• Here you can get about all the bank details of the kalinga sikhya sathi yojana 2024.
• Here you can get all the questions and answers of the odisha kalinga sikhya sathi yojana 2024.
• On the homepage click on the registration of kalinga sikhya sathi yojana 2024.
• Now you have to click on here to apply, first registration required on this home page of this website.
• In that page please fill all the blank page name, number, captcha code, aadhar number and fill the form correctly.
• After filling the form please submit the button.
• Then please click on the login page and submit the details.

Key Highlights Of Kalinga Sikhya Yojana odisha:

• The kalinga sikhya sathi yojana (kssy) initiative proposed by the government of odisha in the year 2016 by the former cm of odisha shri naveen pattnayak.
• The initiative was proposed for the backward classes to make them independent for their higher studies.
• In this scheme the students will get the benefits with a very lower interest rate that is 1% per annum which is very lower as compared to other loan schemes.
• The time period of the loan to repay the amount may vary upto 7 lakh to 10 lakhs that depends upon the bank and the guaranter.
• You can apply for the loan amount in online mode as well as offline mode for the loan to be disbursed depends upon the bank.
• The loan is for higher studies of the students that may be engineering and professional courses.